Medicare Plans
Medicare Insurance Made Simple
As a family-run business with our own aging loved ones, we’re genuinely committed to helping people find the Medicare options that work best for them.
We’ll explain your choices, tailor a plan, and guide you through the enrollment process. And whenever you have questions, you’ll have someone to call for clear answers and support.
Medicare Part A: Hospital Insurance
Medicare Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care. Part A is often premium-free if you or your spouse have paid Medicare taxes while working, but there may be a deductible and coinsurance costs.
Medicare Part B: Medical Insurance
Medicare Part B covers outpatient care like doctor visits, preventive services, medical supplies, and some home health care. Part B typically has a monthly premium based on income, as well as an annual deductible and coinsurance.
Medicare Part C: Medicare Advantage Plans
Medicare Advantage (Part C) is an alternative to Original Medicare (Parts A and B) and is offered by private insurance companies approved by Medicare. These plans often include additional benefits like vision, hearing, dental, and sometimes even prescription drugs. Medicare Advantage Plans may have lower out-of-pocket costs, but the specific benefits and networks can vary by plan.
Medicare Part D: Prescription Drug Coverage
Medicare Part D provides coverage for prescription medications. Part D plans are also offered by private insurance companies and can vary in terms of premiums, deductibles, and copayments. Choosing the right Part D plan can be crucial if you need regular medications.
Why Choose Market Capital Management for Your Medicare Needs?
At Market Capital Management, you’re not just a number—you’re part of a community we care deeply about. As a local, family-owned business based right here in Carlsbad, we’re passionate about helping our neighbors find the Medicare coverage that fits their lives. Our family understands firsthand the importance of choosing the right plan, and we bring that same dedication to every client we serve.